Checking Accounts
Our checking accounts will help you conserve your two most valuable resources: time and money. They feature financial advantages at the lowest possible cost to you. Whatever checking account you choose, you will receive value and convenience… 24 hours a day, 7 days a week!
All personal checking accounts include the following benefits:
- No Per-Check Fees
- Unlimited Check Writing Ability
- No Point-of-Sale Transaction Fees
- FREE VISA® Debit/ATM Card
- FREE Telephone Banking
- FREE Online Banking
- FREE Online Bill Pay Service*
- FREE Online Check Imaging
- FREE e-Statements
- Online Check Reordering
- Overdraft Privilege
- Overdraft Protection Line-of-Credit
*A $5.25 monthly fee will apply to Bill Pay accounts with less than five transactions per month.
Free Checking
Our Free Checking account provides the features of a basic checking account at absolutely no cost to you! Simply open an account with at least $50 and enjoy:
Features:
- No monthly service fee
- No minimum daily balance requirements
- Unlimited withdrawals at over 28,000 CO-OP Network ATMs
Basic Checking
Our Basic Checking account provides members with an economical way to manage their money.
Features:
- No minimum deposit requirements to an open account
- $199.00 combined daily balance requirements to avoid $3.00 monthly fee
- 5 Free ATM transactions per month when daily balance requirements are met
Minimum balance requirements can be met by having a $199.00 combined balance in savings, checking, club and/or certificates.
Dividend Checking
Our Dividend Checking account is interest bearing and is ideal for members who maintain higher account balances and desire competitive interest rates.
Features:
- Minimum $1000.00 to open account
- $1000.00 combined daily balance requirements to avoid $6.00 monthly fee
- 5 Free ATM transactions per month when daily balance requirements are met
Minimum balance requirements can be met by having a $1000.00 combined balance in savings, checking, club and/or certificates.