Checking Accounts

Our checking accounts will help you conserve your two most valuable resources: time and money. They feature financial advantages at the lowest possible cost to you. Whatever checking account you choose, you will receive value and convenience… 24 hours a day, 7 days a week! 

All personal checking accounts include the following benefits:

  • No Per-Check Fees
  • Unlimited Check Writing Ability
  • No Point-of-Sale Transaction Fees
  • FREE VISA® Debit/ATM Card
  • FREE Telephone Banking
  • FREE Online Banking
  • FREE Online Bill Pay Service*
  • FREE Online Check Imaging
  • FREE e-Statements
  • Online Check Reordering
  • Overdraft Privilege
  • Overdraft Protection Line-of-Credit

*A $5.25 monthly fee will apply to Bill Pay accounts with less than five transactions per month.


Free Checking
Our Free Checking account provides the features of a basic checking account at absolutely no cost to you! Simply open an account with at least $50 and enjoy:

Features:

  • No monthly service fee
  • No minimum daily balance requirements
  • Unlimited withdrawals at over 28,000 CO-OP Network ATMs


Basic Checking
Our Basic Checking account provides members with an economical way to manage their money.

Features:

  • No minimum deposit requirements to an open account
  • $199.00 combined daily balance requirements to avoid $3.00 monthly fee
  • 5 Free ATM transactions per month when daily balance requirements are met

Minimum balance requirements can be met by having a $199.00 combined balance in savings, checking, club and/or certificates.


Dividend Checking
Our Dividend Checking account is interest bearing and is ideal for members who maintain higher account balances and desire competitive interest rates.

Features:

  • Minimum $1000.00 to open account
  • $1000.00 combined daily balance requirements to avoid $6.00 monthly fee
  • 5 Free ATM transactions per month when daily balance requirements are met

Minimum balance requirements can be met by having a $1000.00 combined balance in savings, checking, club and/or certificates.