We
are aware that fraudulent e-mails are being distributed,
containing Co-op Services Credit Union name and logo. (see
the example below)
If you
are suspicious of fraudulent activity, please report it
to one of our Member Services Representatives at 800.321.8570
ext. 200, or email us at abuse@cscu.org.
Please
DO NOT click on any links included in these
emails. The intent of the scammers is to have you provide
information that they can use to steal your identity. Please
take precautions to protect your information and identity.
Please
note that CSCU will NEVER contact you by
email or phone and ask you to provide your account number
or other personal information.
E-mail
fraud, commonly referred to as “phishing” is
the use of e-mail and fraudulent Web sites to trick recipients
into disclosing personal financial information, such as
credit card numbers, Social Security numbers, account names,
passwords and addresses. While the term “phishing”
usually refers to online fraud, the practice has recently
extended to phone calls that deceive the recipient in the
same ways.
Online
fraud is accomplished by using e-mails that mimic those
of legitimate banks and credit unions. The e-mails attempt
to mislead the recipient into “verifying” or
“submitting” personal and/or financial information.

There are many
different scams used to convince people to give their personal
information. For example, the message may cite a breach
of security or an account that will be deactivated and deleted
if not renewed immediately as a reason to “verify”
an account holder’s personal information. Scamming
e-mails usually contain a link that takes the recipient
to an illegitimate Web site used to capture their personal
and financial data.
Report
phishing scams or identity theft
If you’ve become a victim of a phishing scam or identity
theft (meaning your personal account information has been
compromised), please contact us right away at 800.321.8570
ext. 200, so that we can advise you as to what steps to
take next.
Tips
to avoid phishing scams:
View any e-mail
or phone request for financial information or other personal
data with suspicion. Do not reply to the e-mail and do not
respond by clicking on a link within the e-mail message.
• Contact
the actual business that allegedly sent the e-mail to verify
if it is genuine.
• Do not
send personal information (credit or debit card numbers,
Social Security Numbers or PINs) in response to an e-mail
request from anyone.
• Use anti-virus
software and ensure that it’s updated regularly.
•
Be cautious. Check your monthly statements to verify all
transactions.
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